Tool-Switching Tax (AFM-10) is real — three weeks of research, ship nothing. This is the opinionated decision tree. Four questions. One answer.
The Tool-Switching Tax is the cognitive cost of constantly evaluating Claude vs ChatGPT vs Gemini for every task. Most ADHD adults pay this tax weekly without noticing. The fix isn't "find the perfect tool." It's "pick one for the use case and stop relooking." This tree picks one.
Validated April 2026 against current model behavior. Re-validated quarterly.
Chapter 11 covers AFM-10: Tool-Switching Tax in full. The "pick one for 30 days" rule + the multi-tool consolidation map.
Whichever AI you pick, you'll abandon a thread eventually. These get you back in.
For when you come back.