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How to handle subscription creep with ADHD money avoidance?

The way to handle subscription creep is to regularly review subscriptions and cancel any that aren't being used — which is its own challenge with ADHD money avoidance. We're under-built for systems that assume daily showups, so it's essential to find ways to make subscription management more manageable.

We tend to avoid dealing with money due to stress and overwhelm

This avoidance can lead to missed payments, late fees, and a general sense of anxiety around financial management. A typical pattern: avoiding the bank account for weeks because of the dread of seeing a low balance, only to discover charges for a subscription that should have been cancelled months ago. Facing the financial fear and creating a system for tracking subscriptions is what stops the bleed and lowers the stress.

Implementing a system for tracking subscriptions is crucial

Using a spreadsheet or a budgeting app can help you keep track of your subscriptions and make it easier to cancel any that you don't need. A simple spreadsheet listing all subscriptions — cost, payment date, and a note on whether the service was used in the past month — works well. The visibility makes the cancel-worthy subscriptions obvious, and the savings add up quickly.

Consistency is key to maintaining control over subscriptions

Regularly reviewing your subscriptions and budget keeps you in control and prevents subscription creep. Making subscription management a regular part of the routine reduces financial stress and stops the slow leak of money on unused services. If you're struggling with subscription creep and ADHD money avoidance, the ADHD Finance Recovery Workbook is built for it — a system for getting back on track. See it here.


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